The most important question is to continuously ask yourself,
What is the real question?

then check the details by considering

What have I done about…

setting up our retirement income? Retirement is not simply about amassing pools of money; it’s about acquiring enough capital to generate future income in such a way that taxes least, keeps pace with your values and standards, does not interrupt your lifestyle now and will not run out before you pass.

checking in on our investments? Your number one objective as an investor: make sure your portfolios receive the very best performance they can, relative to the risks you accept to achieve that performance. Stay the course does not mean turn your head the other way and hope for a favorable outcome. Smart investing does not work that way. Check in on your investments and with your advisor, or risk your investments checking out.

defining financial freedom by our own standards? Freedom in youth enables us to live unfettered; in old age, to live without dependency on government regulations or anyone who does not know or care about our wishes. Who will fight for your personal freedom when you age? What advocating have you done for yourself? What safeguards have you put in place to assure your personal liberty?

understanding the dynamics of comprehensive financial planning? Winning in financial planning is not like hitting in baseball; it is not hit or miss. Success in financial planning comes from managing the dynamics, like holding the tiller of a sailboat and making adjustments to maintain course as the winds and tides affect the direction of the boat at the moment. We cannot change the wind, but we can adjust the sails.